Budget

Benefits of a Perseverance Trust Scholarship

Hello , my name is Rachael Williams. I’m a first year Adult Nursing BSc student and I am so proud to be a recipient of the Perseverance Trust Scholarship.

Initially I found out  about the scholarship from a King’s College London financial support leaflet hidden among my collection of items gathered during fresher’s week. I decided that, seeing as I was eligible for the scholarship, there was no harm in applying – and I’m so pleased I did!

As a successful recipient of the award, I can now focus more on my studies without having to worry about money, and it means I now have the opportunity to afford an international trip for my elective placement  in the second year. The elective placement allows students in our Faculty to study anywhere in the UK or around the world for six weeks, and I plan to work in  hospitals and community health centres in the mountainous region of Nepal. This elective will give me the opportunity to work with the local people, and learn more about their healthcare system, culture and language for the month. I wouldn’t have been able to do that without the Perseverance Trust Scholarship.

King’s College London offers so many opportunities for students, from academic and financial support, to social activities and health awareness. All you need to do is look at what’s avaliable! Since joining King’s College London after sixth form, I have explored many of these opportunities by attending academic discussions, joining many sports clubs and the African Carribean Society – I’ve even been elected Health and Wellbeing Officer for this society!

The Perservance Trust Scholarship has given me the opportunity to support myself and have financial stability as I study for my degree. I encourage everyone, who has the chance to apply for the scholarship, to do so, as it can be an incredible financial aid for a student and can open so many doors to you.

For more information on the Perseverance Trust Scholarship, click here.

How to Have a Social Life on a Budget: Student Nurse Edition

Having a social life while having a student income and being a student nurse seems impossible, I know, but it is all about balance, budgeting and cheap activities. Here are some of my top tips to save you money for those big nights out or quiet nights in:

  • Give yourself a budget. Having a weekly or daily budget to stick to can be hard, but getting that cash out and limiting yourself will help you save money. So instead of buying those four coffees, you can have more money to spend on other things, such as a much needed glass of wine after that 12.5-hour shift. King’s has a great financial forecaster on their website to help work out your expenditures, which has been great for keeping me out of my overdraft.
  • Try to carry cash. I know tapping your contactless all day long makes you feel like because you can’t see it, you aren’t really spending money. Stop. Put away the Debit Card and get to the ATM. Paying with cash gives you a lot more perspective on how much you are spending.
  • Create a food shopping list. Instead of going crazy in Sainsbury’s and buying a week’s worth of food shopping for £50, make a list of what you need. Maybe on the odd occasion you can treat yourself to those M&S biscuits, but going in with a plan will help you save more money in the long run.
  • Meal prep. Trust me, your freezer is going to be your best friend. Placements can be tiring and sometimes you just want to grab that oven pizza and big bag of chocolate on your way home. Instead, prepare your meals for the week. This is going to save you a lot of time, effort and especially money. Make sure to change it up a bit though, eating chicken, rice and Piri-Piri sauce can get a bit boring after a week or two.

Getting out of bed after two long days on placement can be the hardest thing in your life. But trust me, get up, get a shower and get out of the house. Being a student nurse can be isolating at times, but pushing through and being social will really lift your mood and spirit. Here are some suggestions to get you out of bed and not spending crazy amounts of money.

  • I know it sounds simple, but get out and explore London. Channel your inner tourist, you’ll be amazed at what you can find and how cheap things are. Whether it’s the museums, the Southbank, parks or the holiday markets, they always end up being a lot of fun and pretty cheap as well. (Bonus tip: Look out for the Carnaby Christmas Party, they give out free drink and it’s a great night out with friends.)
  • You are a student, use this to your advantage. Always ask if places take student discount, you’ll be surprised at how much money you can save in restaurants or on activities. The London Eye, The Shard and the London Dungeon all take student discount, making fun activities even cheaper to do. Also, use your newly found NHS card as well. A cheeky Nandos is great, but you can make it even cheekier with 20% NHS discount.
  • Time Out London. Follow them on twitter, Facebook or Instagram. They post about cheap ways to get out and have fun in London, such as free gigs or rooftop cinemas. This once led me to unlimited free pancakes in Pimlico one morning, let’s just say, maybe one of the best days of my life.

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Masked Ball in Fresher’s Week

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Amazing and free day out celebrating Pride 2015 in Piccadilly Circus

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Carnaby Christmas Party

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Inside Winter Wonderland